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Divorcées

Your New Future Deserves to be Bright

Divorce was never the plan but your new financial future isn't hopeless. And you don't have to face it alone. We can help you build a new plan for a bright and beautiful financial future!

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Our Divorce Team has been through divorce themselves, so we understand the unique challenges divorce creates, and we can help you...

Budget for single income Finally understand your finances Manage your alimony payments Build a plan for your new financial future Complete QDRO's Update account ownership and change beneficiaries Map a new path for retirement Save for your kids Create new wills and trusts Pay off debt faster Update your insurance plan

After 30 days of hiring us

You will have a BRAND NEW financial plan that you actually understand and is completely automated, so you can feel confident again in your new financial future and have genuine peace of mind

Meet Our Divorce Specialist

Morgan Murray is a Certified Divorce Financial Analyst™ (CDFA) and Certified Financial Planner™ (CFP) with a deep personal connection to her work. Becoming a single mom after her own unexpected divorce, Morgan understands firsthand the challenges and emotional complexities involved in starting over. Because of this experience, Morgan wants to ensure that any person going through divorce has the tools to confidently rebuild their financial life.

She is a strong advocate for every client, whether that is partnering with the attorney team for an individual or designing fair financial settlements with amicably divorcing couples. ABRI is French for “shelter,” and that’s what her team hopes to create for clients during one of life’s most challenging transitions: security in the storm.

The Process

1

Share Your Story

We want to learn about your story before your divorce and we want to hear the new future you hope for now. You can't overshare! We are here to listen to each and every detail. We also want to know what you're worried about now or what complications you are facing because we know divorce finances can be messy. But be assured, we are here to help you sort it out!

Get a Plan

Full list of what is audited:

Alimony payments and single income budget planning

Tax return and mitigation strategies

QDRO paperwork

Real estate holdings

Insurance policies (health, disability, life, umbrella, home, auto)

Investment accounts (retirement, taxable, 529, trusts, pensions)

Stock options (RSU, RVU, ISO, NSO, etc)

Charitable giving

Debt and student loan optimization and refinancing

Net worth and future earnings trajectory

New estate planning (wills, trusts, powers of attorney)

Current professionals’ competency (accountant, attorney and investment, insurance advisors)

A comprehensive written plan of how to improve:

We audit every major part of your money, then we provide a comprehensive, written list of improvements to make in each category. But don’t worry, we also provide an executive summary just in case the full plan is too much to digest.

Schedule a Call

2

Get a New Plan 

With a new plan, you have the chance to restart financially and still accomplish all you are hoping to. That means, with the right plan and team, you can still reach those big financial goals you hoped for even though you may be starting all over again. And don't worry, we always start a financial plan meeting with education so you understand each part of your financial plan and feel confident in the new direction you are heading.

Get a Plan

Full list of what is audited:

Alimony payments and single income budget planning

Tax return and mitigation strategies

QDRO paperwork

Real estate holdings

Insurance policies (health, disability, life, umbrella, home, auto)

Investment accounts (retirement, taxable, 529, trusts, pensions)

Stock options (RSU, RVU, ISO, NSO, etc)

Charitable giving

Debt and student loan optimization and refinancing

Net worth and future earnings trajectory

New estate planning (wills, trusts, powers of attorney)

Current professionals’ competency (accountant, attorney and investment, insurance advisors)

A comprehensive written plan of how to improve:

We audit every major part of your money, then we provide a comprehensive, written list of improvements to make in each category. But don’t worry, we also provide an executive summary just in case the full plan is too much to digest.

Schedule a Call

3

Cleanup the Details

Divorce can feel like a total whirlwind. After the last documents are signed, our team will help you review the final property settlement, ensuring no final details are missed: beneficiaries changed, QDRO paperwork filed, and estate planning updated. All these pieces can feel overwhelming. We want to walk alongside and create easy, actionable steps to help you move forward.

Get a Plan

Full list of what is audited:

Alimony payments and single income budget planning

Tax return and mitigation strategies

QDRO paperwork

Real estate holdings

Insurance policies (health, disability, life, umbrella, home, auto)

Investment accounts (retirement, taxable, 529, trusts, pensions)

Stock options (RSU, RVU, ISO, NSO, etc)

Charitable giving

Debt and student loan optimization and refinancing

Net worth and future earnings trajectory

New estate planning (wills, trusts, powers of attorney)

Current professionals’ competency (accountant, attorney and investment, insurance advisors)

A comprehensive written plan of how to improve:

We audit every major part of your money, then we provide a comprehensive, written list of improvements to make in each category. But don’t worry, we also provide an executive summary just in case the full plan is too much to digest.

Schedule a Call

4

Review Often

We will meet every Spring and Fall to stay proactive and review your financial plan, so that you feel confident in reaching your goals and it truly allows you to enjoy every step along the way. And we are also available by phone and email throughout the year in case quick or urgent questions come up you need answered.

Get a Plan

Full list of what is audited:

Alimony payments and single income budget planning

Tax return and mitigation strategies

QDRO paperwork

Real estate holdings

Insurance policies (health, disability, life, umbrella, home, auto)

Investment accounts (retirement, taxable, 529, trusts, pensions)

Stock options (RSU, RVU, ISO, NSO, etc)

Charitable giving

Debt and student loan optimization and refinancing

Net worth and future earnings trajectory

New estate planning (wills, trusts, powers of attorney)

Current professionals’ competency (accountant, attorney and investment, insurance advisors)

A comprehensive written plan of how to improve:

We audit every major part of your money, then we provide a comprehensive, written list of improvements to make in each category. But don’t worry, we also provide an executive summary just in case the full plan is too much to digest.

Schedule a Call

Simple, Transparent Pricing

Get the advice you need without any strings attached. We don’t accept payment unless we know we can add value and we don’t charge commissions or sell products.

For One Time Advice

One-time, flat fee

2 meetings & a comprehensive financial plan with recommendations for your tax, investment, insurance and legal situation

Get a Plan

Full list of what is audited:

Current cash flow and budget

Tax return and mitigation strategies

Passive Income strategies

Real estate holdings

Insurance policies (health, disability, life, umbrella, home, auto)

Investment accounts (retirement, taxable, 529, trusts, pensions)

Stock options (RSU, RVU, ISO, NSO, etc)

Charitable giving

Debt and student loan optimization and refinancing

Net worth and future earnings trajectory

Estate planning (wills, trusts, powers of attorney)

Current professionals’ competency (accountant, attorney and investment, insurance advisors)

A comprehensive written plan of how to improve:

Every key part of your financials, so that you know exactly what to do to get more out of your money.

And don't worry, we operate on results based planning so we will help implement each recommendation so that you can finally get financial peace of mind.

Schedule a Call
For Ongoing Advice

% of investments

Implementation of the plan & 2 meetings a year to stay proactive

Account’s Annual Advice Fee

Ranges from 1/2% to 1%+ depending on account size

*Accounts under $500,000 have 1 full review a year

Frequently Asked Questions

In case you have any other questions, simply book a call to get them answered. 

When should I hire a divorce Advisor?

If you’re reading this then probably now! But seriously, the unique value a Certified Divorce Financial Analyst brings to the table is the ability to educate you on the current financial reality and your options for any future changes. So, even if you suspect divorce will be on the horizon or you finalized it a year ago…it’s not too soon or too late to start planning or rebuilding.

Can you work with my divorce Attorney?

We absolutely do! In fact, we prefer it. Working as a team with your attorney, we can provide financial projections, balance sheet details and tax strategy for assets being split in the divorce.

A strong financial team consists of an accountant, attorney, personal insurance agent, investment advisor, and banker. So if you have one of those you like and trust, we can work alongside them to keep your plan on track.

If you are missing one of those or want to upgrade one (or all) of them, we can provide introductions to professionals we trust and help you build the team you need.

Are you a fiduciary?

Yes, we are! Abri and all its Advisors are Fiduciaries, which legally means that all advice we give has to be in your best interest!

Not only are we Fiduciaries, we are also fee-only, which means that when we are managing your investment or retirement accounts, we aren’t paid commissions or kickbacks or any other sort of weird, shady thing.

There are no hidden fees with Abri; we disclose everything so you never have to question the advice you get.

What divorce certifications do you have?

Each Advisor on our team is required to have their EA and their CFP by year five of service. Our divorce team carries a special certification: Certified Divorce Financial Analyst. This is specific training to help individuals navigate the financial aspects of a divorce process.
But we apparently like school too much, so we also have other credentials like CPA, CLU, RICP, GBA, and JD on our team.

How often do we meet for divorce financial planning?

Each client has three meetings to start so that your Abri Advisor can hear your story, understand your current finances, provide education on best options to reach your goals, and help you begin to implement your strategic financial plan.

And for divorcees, we have a fourth meeting at the conclusion of the divorce to review our “Divorce is Final – Now What?” checklist and to ensure no important details fall through the cracks.

Once your plan is underway, you will have a Spring and Fall review so that you can be proactive and stay on track to your goals. If your account is below $500,000, then you’ll have one dedicated meeting a year.

But for all clients, no matter account size, in the event of any financial emergency or question, clients can always email or schedule a meeting to get the advice they need.

Do we have to meet in person?

Certainly not! We have clients in over 30 states and around the world, so most of our clients meetings are virtual meetings.

You are always welcome to meet with your Advisor in our office, but we can continue to help you no matter where you live or travel to.

Is hiring a divorce Advisor worth it?

Divorce can be expensive (obviously). But many only consider the legal fees in that expense. The reality is, we keep clients from leaving unintentional money on the table that might be lost in taxes paid, assets undiscovered, or mediation time wasted. It’s our mission to help as early as possible in the process to SAVE you money along the way.

You don’t have to fire your current financial advisor to work with our divorce team but if you want to start completely fresh and work with a team who does great planning, only acts a fiduciary and really understands what you are going through, we’d love to be in your corner forever.

How does this fee schedule compare to others?

Our fee schedule is simply the industry standard that charges slightly more on smaller accounts and slightly less for larger accounts. But the big difference at Abri from our fee vs others is what you get for it.

Most money managers charge 1.5%-.5% to manage your money but you only get portfolio management for that fee.

At Abri for the same fee they charge, you get so much more! We provide full tax planning, estate planning and document drafting, insurance audits, investment management, tax loss harvesting, direct indexing, a meeting every six months and unlimited advice support during the year.

Fees definitely matter but if you’re going to pay someone for advice, you better get the most for your money!

What is the cancellation policy?

Easy, you can cancel your services at any time, no questions asked!

Nobody is the right fit for everybody, so we want to make sure it’s a great relationship for both sides. If down the road we’re not the right fit, simply let us know, and we’ll part ways as friends.