You will know when to retire, on how much, how to protect it, and what your legacy will be.
We want to know how you got to today. The start, the ups and downs, the lucky breaks, and even the regrets because we know it wasn’t easy. We also want to know what your ideal retirement is and what specific concerns you have that need to be addressed.
Current cash flow and budget
Desired retirement budget based on income needs and wants
Real estate holdings
Ideal state of residency for retirement
Retirement income plan
Retirement tax strategies
Insurance policies (health, disability, life, long term care, umbrella, home, auto)
Investments (retirement, taxable, education, trusts, pensions)
Social Security statements
Charitable giving
Tax returns
Estate planning (wills, trusts, powers of attorney)
Current professionals’ competency (accountant, attorney and investment, insurance advisors)
Every key part of your financials, so that you know exactly what to do to get more out of your money and be on track for that ideal retirement.
And don’t worry, we operate on results based planning so we will help implement each recommendation so that you can finally focus on doing what you love most and have actual financial peace of mind.
Fortunately, we’ve helped countless families around the country comfortably retire and stay retired. We can show you the exact month you can retire, how to build a consistent income stream, how to create a tax-free retirement plan, how to manage the major retirement risks, how to make smart decisions on your Medicare, social security, long term care and legacy or charitable giving goals.
Current cash flow and budget
Desired retirement budget based on income needs and wants
Real estate holdings
Ideal state of residency for retirement
Retirement income plan
Retirement tax strategies
Insurance policies (health, disability, life, long term care, umbrella, home, auto)
Investments (retirement, taxable, education, trusts, pensions)
Social Security statements
Charitable giving
Tax returns
Estate planning (wills, trusts, powers of attorney)
Current professionals’ competency (accountant, attorney and investment, insurance advisors)
Every key part of your financials, so that you know exactly what to do to get more out of your money and be on track for that ideal retirement.
And don’t worry, we operate on results based planning so we will help implement each recommendation so that you can finally focus on doing what you love most and have actual financial peace of mind.
We will meet every Spring and Fall to stay proactive and review your retirement plan progress so that you feel confident in your retirement plan and can truly enjoy each year doing what you’ve worked so hard for.
Current cash flow and budget
Desired retirement budget based on income needs and wants
Real estate holdings
Ideal state of residency for retirement
Retirement income plan
Retirement tax strategies
Insurance policies (health, disability, life, long term care, umbrella, home, auto)
Investments (retirement, taxable, education, trusts, pensions)
Social Security statements
Charitable giving
Tax returns
Estate planning (wills, trusts, powers of attorney)
Current professionals’ competency (accountant, attorney and investment, insurance advisors)
Every key part of your financials, so that you know exactly what to do to get more out of your money and be on track for that ideal retirement.
And don’t worry, we operate on results based planning so we will help implement each recommendation so that you can finally focus on doing what you love most and have actual financial peace of mind.
Get the advice you need without any strings attached. We don’t accept payment unless we know we can add value. We don’t charge commissions or sell products.
3 meetings and a written comprehensive financial plan
Current cash flow and budget
Desired retirement budget based on income needs and wants
Real estate holdings
Ideal state of residency for retirement
Retirement income plan
Retirement tax strategies
Roth conversion analysis
Insurance policies (health, disability, life, long term care, umbrella, home, auto)
Investments (retirement, taxable, education, trusts, pensions)
Medicare enrollment timing
Social Security optimization
Charitable giving
Tax returns
Estate planning (wills, trusts, powers of attorney)
Current professionals’ competency (accountant, attorney and investment, insurance advisors)
Every key part of your financials, so that you know exactly what to do to get more out of your money.
And don’t worry, we operate on results based planning so we will help implement each recommendation so that you can finally focus on scaling your business and have true financial peace of mind.
Implementation of the plan + 2 proactive meetings a year
Account’s Annual Advice Fee
$0-$500,000
1.5%
$500,000-$1,000,000
1.25%
$1,000,000-$2,000,000
1%
$2M+
.80%
*no upfront fee if we're hired for implementation
In case you have any other questions, simply book a call to get them answered.
When there is big change or new complexity, or you are within 10 years of retirement.
Retiring comfortably and with confidence takes a lot of work so you want to make sure you have a plan well ahead of time to do it right.
If you don’t know the exact month you can retire and how much income you will get and from where each month for life, then you should set up a meeting with an Advisor.
Retirement planning isn’t the finish line, it’s half time. Climbing Everest is hard but descending Everest is downright dangerous! Over 50% of all deaths happen on the descent of a mountain.
A credentialed retirement planner (like Abri) knows all available routes in retirement and can help you avoid the major risks and truly have the retirement you hope for. A run of the mill investment or insurance advisor is only trained on their products or funds and isn’t equipped to guide you.
We want to make sure your spouse is present (which can be virtual) for at least 1 of our two meetings a year to make sure the family is always on the same page financially.
We also want to save you the hard work of repeating everything that was covered because it can be a lot. So we normally CC both spouses in all relevant communication and each will have access to all planning technology to keep clear lines of communication open.
We also do generational planning, which means we can meet both you and your family (and even grandchildren if they are adults) to ensure that everything goes according to your wishes when you step out of the picture.
Yes, we are! Abri and all its Advisors are Fiduciaries, which legally means that all advice we give has to be in your best interest!
Not only are we Fiduciaries, we are also fee-only, which means that when we are managing your investment or retirement accounts, we aren’t paid commissions or kickbacks or any other sort of weird, shady thing.
There are no hidden fees with Abri; we disclose everything so you never have to question the advice you get.
Each Advisor on our team is required to have their EA and their CFP by year five of service.
But we apparently like school too much, so we also have other credentials like CPA, CLU, RICP, GBA, and JD on our team.
Our fee schedule is simply the industry standard that charges slightly more on smaller accounts and slightly less for larger accounts. But the big difference at Abri from our fee vs others is what you get for it.
Most money managers charge 1.5%-.5% to manage your money but you only get portfolio management for that fee.
At Abri for the same fee they charge, you get so much more! We provide full tax planning, estate planning and document drafting, insurance audits, investment management, tax loss harvesting, direct indexing, a meeting every six months and unlimited advice support during the year.
Fees definitely matter but if you’re going to pay someone for advice, you better get the most for your money!
Each client gets access to a dynamic, 24/7 updated retirement income portal that is guided by a comprehensive, written financial plan. But ALL plans are summarized into one single page of financial values, net worth, retirement income plan, legacy projection, and action items.
So whether you log in online by web or phone or just look at the one-page PDF each year, you can stay current and know what your money is doing whenever you want.
You do NOT want your advisor to be close to the same age you are! You want your retirement planner to be 30 years younger than you, so that you don’t have to find a new advisor at 80 or 90 years old.
That means who you are working with today may not be the right advisor for your retirement because when you retire, they may be hoping to retire too.
Most financial products, portfolios, funds, or policies are created for a specific reason to fit a specific need. Fortunately at Abri, we don’t sell products, and as a fee-only, fiduciary, our job is to simply educate you on the pros and cons of every strategy or tool for retirement income, so you can decide what is the best option for you without having to worry about being sold something.
Easy, you can cancel your services at any time, no questions asked!
We ask that we work together for at least 12 months to implement each recommendation, but nobody is the right fit for everybody, so we want to make sure it’s a great relationship for both sides. If down the road we’re not the right fit, simply let us know, and we’ll part ways. No fees or penalties to break up.
Each client has three meetings to start so that your Abri Advisor can hear your story, understand your current finances, provide education on best options to reach your goals, and help you begin to implement your strategic financial plan.
Once your plan is underway, you will have a Spring and Fall review so that you can be proactive and stay on track to your goals. If your account is below $500,000, then you’ll have one dedicated meeting a year.
But for all clients, no matter account size, in the event of any financial emergency or question, clients can always email or schedule a meeting to get the advice they need.
Certainly not! We have clients in over 30 states and around the world, so most of our clients meetings are virtual meetings.
You are always welcome to meet with your Advisor in our office, but we can continue to help you no matter where you live or travel to.
We absolutely do! Our job is to be your financial quarterback who helps you manage your financial team. A strong financial team consists of an accountant, attorney, personal insurance agent, investment advisor, and banker. So if you have one of those you like and trust, we can work alongside them to keep your plan on track.
If you are missing one of those or want to upgrade one (or all) of them, we can provide introductions to professionals we trust and help you build the team you need.
Investment Dashboard 
Planning Dashboard 
Retirement Dashboard 
Estate Planning Dashboard